I have been in Social Services for over 20 years helping the underprivileged with their financial needs. I focused my career on providing credit counseling and assisting first time homebuyers to qualify for down payment assistance programs offered through HUD and the county government. I have a true passion of making sure that people's needs are met. My goal is to make sure that you buy your dream home or refinance to a lower more affordable rate. I have a Masters Degree in Public Administration and believe that through integrity, honesty, and exceptional service, I can help you meet your financial home mortgage needs.