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About HomeStyle Mortgage


The Fannie Mae HomeStyle Conventional Renovation loan is a single close loan that enables borrowers to purchase a home that needs repairs, or refinance existing home. Borrowers have the ability to make significant renovation on kitchens, bathrooms, additions, electrical, in ground pools and much more on primary, second, and investment properties.

Not all banks are qualified to offer HomeStyle mortgages: Lenders must be approved by Fannie Mae, meeting certain financial and operational requirements and having at least two years’ experience originating and servicing renovation mortgages in the past five years. We are proud to be able to originate this program to help you make major improvements to your home and make it your dream home.

Who is the Loan Best for?

Because HomeStyle mortgages are for homes that need repairs, these loans are best for people that can see past the ugly finishings, or even the structural problems, and see the potential in a home. They are also good for people that have the flexibility to wait up to six months for the renovations to be done before moving in. Since these loans are conventional home loans, they are also best for homebuyers who can meet the basic credit and income requirements to qualify for a traditional mortgage.

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